Agentic Solutions / Office of the CFO

Continuous-Close Control Tower

Keep the books always close-ready — so month-end becomes a checkpoint, not a fire drill.

Continuous Reconciliation & Exception ScoringAutonomous Multi-Entity Consolidation

Always-on AI agents  ·  fronted by a Controller’s Close-Room Copilot  ·  plugged into your ERP & banking rails

The problem

Closing the books is still a manual scramble — and the numbers arrive late and half-trusted.

Manual work crowds out analysis

Finance teams spend up to ~60% of their time gathering and reconciling data instead of analyzing it — controllers lose 20+ hours a week to manual matching.

Multi-entity consolidation breaks down

Intercompany eliminations, FX translation and cross-ledger tie-outs are stitched together in spreadsheets — 88% of which contain errors of varying materiality.

Numbers arrive late and half-trusted

The median close still runs ~6 days, and nearly 40% of CFOs do not fully trust their own financial data when the board asks.

The cost of inaction: a single material restatement can exceed $4.5M for a mid-cap firm — before the hit to audit cost, covenant trust, and board confidence.

Sources: APQC close-cycle benchmarks; BlackLine CFO data-trust survey; LiveFlow / EuSpRIG spreadsheet-error research; mid-cap restatement cost analysis (2024–25).

Why now

The autonomous close has crossed from pilot to mandate.

Embedded AI, real-time ERP data and agentic orchestration now make a continuously-closed ledger achievable — and the benchmarks say the laggards are already falling behind.

30%

faster financial close from embedded AI in cloud ERP by 2028 (Gartner)

90%

of finance functions will run at least one AI-enabled solution by 2026 (Gartner)

15%

of day-to-day work decisions made autonomously by agentic AI by 2028, from 0% in 2024 (Gartner)

71%

of teams using automation close in 6 days or fewer (Workday)

Sources: Gartner press releases (2025–26) on agentic AI in finance & cloud-ERP close acceleration; Workday close-automation research. Figures shown as illustrative benchmarks.

The solution

One control tower, two decision-first plays.

A team of always-on AI agents keeps every sub-ledger reconciled and every entity consolidated in real time — so the controller decides on exceptions, not data entry.

01 PILLAR 01

Continuous Reconciliation & Exception Scoring

Agents match bank, AP, AR and sub-ledger activity to the GL the moment it posts, then rank every break by materiality and risk — so the team works the few exceptions that matter, not thousands of ticks.

02 PILLAR 02

Autonomous Multi-Entity Consolidation

Roll-ups, intercompany eliminations and FX translation run continuously across every entity — producing an always-current consolidated view instead of a quarter-end spreadsheet marathon.

Outcome: a faster close, numbers the CFO can trust, and a group that scales across entities without scaling headcount.

Pillar 01 · Continuous reconciliation

Reconcile continuously — close the gap to zero.

01

Match as it posts

Bank feeds, AP/AR and sub-ledgers auto-reconcile to the GL in real time — no waiting for period-end.

02

Score the breaks

Each exception is ranked by materiality, age and risk, so attention flows to what actually moves the numbers.

03

Route only exceptions

Clean items clear themselves; the controller sees a short, prioritized worklist with full supporting evidence.

Days to close

Lower is better

6.4
Median (manual)
4.8
Top quartile (automation)
2.5
Continuous-Close Tower (target)

The close shrinks from a multi-day event to a daily status. Sources: APQC monthly-close benchmarks; continuous-close target range 2–3 days.

Pillar 02 · Autonomous consolidation

Every entity, consolidated the moment it moves.

Continuous consolidation collapses a quarter-end marathon into an always-current view — automatically.

01

Map

Entities, ownership and chart-of-accounts are mapped into one consolidation model.

02

Eliminate

Intercompany transactions are matched and eliminated automatically as they post.

03

Translate

Multi-currency balances are translated at the right rates, with CTA tracked.

04

Consolidate

A live, audit-ready group view is produced — no period-end spreadsheet roll-up.

Why it matters: 99% of multinationals report intercompany reconciliation difficulties and 87% say manual eliminations delay reporting — continuous consolidation removes the bottleneck.

Concept workflow

Background agents keep the books. A copilot runs the close room.

AGENT

Reconciliation Agent

Matches bank, AP, AR and sub-ledgers to the GL continuously.

AGENT

Anomaly & Flux Agent

Flags unusual entries and explains period-over-period variance.

AGENT

Consolidation Agent

Eliminates intercompany and translates FX across every entity.

AGENT

Journal & Accrual Agent

Drafts recurring and accrual entries with support, ready to approve.

AGENT

Controls & Audit Agent

Enforces segregation-of-duties and logs immutable evidence.

— orchestrated handoff —

Front-line · human-facing

Controller’s Close-Room Copilot

It briefs the controller before the close review, sits in the audit, board and exec call to answer “why did this move?” live, and turns the close into a signed-off narrative — automatically.

Pre-close brief
Live variance answers
Auto sign-off & narrative
The operating model

Your team supervises. The agent team operates.

An always-on agentic team does the reconciling, consolidating and documenting around the clock. Humans stay on judgment, controls and the sign-off — approving and deciding, not grinding through manual tie-outs.

Agents — autonomous, 24/7
  • Reconcile every account continuously
  • Consolidate and eliminate intercompany
  • Draft journals, accruals and flux narratives
  • Log immutable, audit-ready evidence
  • Surface exceptions ranked by materiality
Humans — supervise & decide
  • Set materiality, policy and guardrails
  • Review and approve flagged exceptions
  • Own controls, audit and the sign-off
  • Make the judgment calls that matter

The incentive: controllers reclaim 20+ hours a week, close overhead drops, and the group adds entities without adding finance headcount. Human-on-the-loop.

Live data fabric

Every ledger and rail, unified into one live close.

Two-way integration with your ERP, banking and warehouse layer. The freshest data is reconciled and consolidated in real time — ready for close reviews, audits and board calls.

ERP & GL

Systems of record

NetSuite · SAP · Oracle · Workday · QuickBooks · Xero

BANKING

Payment rails

Bank feeds · card · AP/AR platforms

WAREHOUSE

Sub-ledgers

Snowflake · Databricks · billing · payroll

LIVE CLOSE LEDGER

One always-current source of truth

Reconciled, consolidated and time-stamped in real time — one source of truth for the whole group.

Surfaced live in

Close reviews

Live status, exceptions and flux narrative for the controller.

Audit & board calls

Drill-to-evidence and group consolidation at a glance.

Controller operations

Continuous reconciliation, accruals and sign-off.

Delivered by the Close-Room Copilot: live numbers in the room — no tab-switching, no stale exports.

Where it runs

Six workflows the agents operationalize on day one.

01

Continuous reconciliation

Bank, AP, AR and sub-ledger tie-outs to the GL, cleared as transactions post.

02

Multi-entity consolidation

Continuous roll-up, intercompany elimination and FX translation across entities.

03

Accrual & recurring journals

Agents draft and support recurring and accrual entries for one-click approval.

04

Flux & variance analysis

Period-over-period movements explained with a draft narrative for review.

05

Audit-ready evidence

Every entry mapped to controls with an immutable, drill-to-source trail.

06

Board & exec close briefing

A live close pack and Q&A copilot for audit, board and exec reviews.

What customers get

Value the finance team feels in the first close.

Faster close

Continuous reconciliation compresses the close from ~6 days toward a 2–3 day cycle.

Numbers you can trust

Auto-reconciled, evidence-backed figures close the CFO data-trust gap.

Hours reclaimed

Controllers win back 20+ hours a week from manual matching and tie-outs.

Scales across entities

Add entities and currencies without adding finance headcount.

Audit-ready, always

An immutable trail lowers audit effort and the risk of restatement.

Real-time decisions

The CFO sees a live consolidated position, not a quarter-old snapshot.

Implementation approach

Live in weeks, layered onto your existing close — not a rip-and-replace.

01

Connect

Wire up ERP, banking rails and warehouse. Map entities and materiality.

02

Reconcile

Deploy continuous matching; calibrate exception scoring rules.

03

Consolidate

Stand up auto-elimination, FX translation and the live group view.

04

Assist

Roll out the Close-Room Copilot for briefs, narrative and sign-off.

05

Optimize

Feed audit and close outcomes back to tune rules continuously.

Plugs into your stack

ERP / GL

NetSuite · SAP · Oracle · Workday · QuickBooks · Xero

Banking

Bank feeds · AP/AR · payment rails

Data

Snowflake · Databricks · sub-ledgers

Close room

Slack · Teams · audit & board packs

Governance: SOC 2 controls · immutable audit trail · configurable data residency · enforced segregation-of-duties · human approval on every posting.

Stop scrambling at month-end. Start closing continuously.

Turn your ERP and banking data into an always-ready ledger.

The Continuous-Close Control Tower keeps the books reconciled, consolidated and audit-ready by agents — governed by your team.

Celthrac — incubating agentic AI for the office of the CFO. EU-native, ISO 27001-ready, human-on-the-loop.